Archive for September, 2009

low and moderate income households paying 50% or more of their incomes on rent / mortgage and utilities, based. on 2000 Census data

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Homeless in 2008 | The Savannah 10 – Top Ten Lists of the Best …

What these meta-commodities did was allow banks to sell to distant investors the revenue expected from payment on home mortgage loans , so that the bank which initially did the lending got its capital back from thin air, …. Not to maintain a politically correct consensus or some vain illusion of purity and self-sufficiency, but to find the precise resources that are needed to open up intense and problematic spaces of perception, revealing in advance the further conflicts …

Excerpt from: 
THE POLITICS OF PERCEPTION « Continental Drift

When I first got here, my rental landlord cum realtor had this to say about newcomers.

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The Housing Bubble Blog » Bits Bucket For September 25, 2009

I get annoyed when I am sold online , so we should treat others like we want to be treated.

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Real Estate Blog – Being a valuable resource is the way to "sell …



Sept 2009 is National Pet Health Insurance Month

September 2009 is National Pet Health Insurance Month and the North American Pet Health Insurance Association (NAPHIA) is celebrating by wanting to put money in your pocket or that of your favorite veterinarian.

We like money in our pockets, don't we?

What do you need to do?

Either:

for a $500 prize to you: 
submit a story of how pet health insurance has helped you in a situation when your pet was in need of medical care.

…and/or

for an educational grant and a plaque of excellence for your favorite veterinarian:
nominate your favorite veterinarian by telling NAPHIA why their vet deserves this honor.

Check out NAPHIA's webpage on National Pet Health Insurance month for more details but just so you know, all submissions must be received by September 30, 2009 at 11:59 PM EST so get them in now!

FYI… As I'm on NAPHIA's Board, I'll be reading your stories and nominations – I can't wait to see them!



Sept 2009 is National Pet Health Insurance Month

September 2009 is National Pet Health Insurance Month and the North American Pet Health Insurance Association (NAPHIA) is celebrating by wanting to put money in your pocket or that of your favorite veterinarian.

We like money in our pockets, don't we?

What do you need to do?

Either:

for a $500 prize to you: 
submit a story of how pet health insurance has helped you in a situation when your pet was in need of medical care.

…and/or

for an educational grant and a plaque of excellence for your favorite veterinarian:
nominate your favorite veterinarian by telling NAPHIA why their vet deserves this honor.

Check out NAPHIA's webpage on National Pet Health Insurance month for more details but just so you know, all submissions must be received by September 30, 2009 at 11:59 PM EST so get them in now!

FYI… As I'm on NAPHIA's Board, I'll be reading your stories and nominations – I can't wait to see them!



Sept 2009 is National Pet Health Insurance Month

September 2009 is National Pet Health Insurance Month and the North American Pet Health Insurance Association (NAPHIA) is celebrating by wanting to put money in your pocket or that of your favorite veterinarian.

We like money in our pockets, don't we?

What do you need to do?

Either:

for a $500 prize to you: 
submit a story of how pet health insurance has helped you in a situation when your pet was in need of medical care.

…and/or

for an educational grant and a plaque of excellence for your favorite veterinarian:
nominate your favorite veterinarian by telling NAPHIA why their vet deserves this honor.

Check out NAPHIA's webpage on National Pet Health Insurance month for more details but just so you know, all submissions must be received by September 30, 2009 at 11:59 PM EST so get them in now!

FYI… As I'm on NAPHIA's Board, I'll be reading your stories and nominations – I can't wait to see them!



Sept 2009 is National Pet Health Insurance Month

September 2009 is National Pet Health Insurance Month and the North American Pet Health Insurance Association (NAPHIA) is celebrating by wanting to put money in your pocket or that of your favorite veterinarian.

We like money in our pockets, don't we?

What do you need to do?

Either:

for a $500 prize to you: 
submit a story of how pet health insurance has helped you in a situation when your pet was in need of medical care.

…and/or

for an educational grant and a plaque of excellence for your favorite veterinarian:
nominate your favorite veterinarian by telling NAPHIA why their vet deserves this honor.

Check out NAPHIA's webpage on National Pet Health Insurance month for more details but just so you know, all submissions must be received by September 30, 2009 at 11:59 PM EST so get them in now!

FYI… As I'm on NAPHIA's Board, I'll be reading your stories and nominations – I can't wait to see them!



Miles-and-DrLarry-relax We received a comment from a reader on a post we did a while back on Rattlesnake Preparation for dogs. We discussed the merits of aversion training and brought up the availability of a vaccine that can provide protection against rattlesnake venom. Paula wrote to say that the vaccine is not a cure all, especially in certain circumstances. She lost a rat terrier to a big rattlesnake.

I went to the Red Rock Biologics web site and researched the vaccine a little more. It can be a valuable tool to protect your dog (and even your cat, if your vet approves), but there are a lot of caveats. I'd encourage anyone contemplating this vaccine to read the FAQ's on the company web site. Here are six of the high points.
 
1. A single dose of vaccine is not going to cut it. In fact, they recommend an initial vaccination followed a month later by a booster. After that it gets a little more complicated.
 
2. If you have a dog that lives in the northern half of the country one annual booster should be protective. The theory is that snakes up north are only out a max of six months a year.
 
3. If you live in the southern half and snakes are a year round problem, your dog should have two doses per year. 
 
4. Small Dog Alert: Small dogs and dogs that are at high risk like search and rescue or hunting dogs, may need to be boostered every four months. And small dogs ( < 25 LBS) should have three doses in the initial series each about a month apart. Paula's situation was the worst of all; namely a small dog bitten by a big snake. Big snakes can deliver much more venom than smaller snakes.
 
5. This is very important in my neck of the woods. The vaccine was developed using Western Diamondback Venom.
 
There are many different types of rattlesnake and while there are similarities in their venom there are exceptions, too. The vaccine works well against most varieties of rattlesnakes and even copperheads, provides partial protection against the Eastern Diamondback and none against the Water Moccasin or Mojave Rattlesnake. The Mojave Rattlesnake is highly venomous and can even be more aggressive than other snakes. My friend in Tucson was bit by one of these snakes and nearly died. They are all over the place in Southern AZ.  Rattlesnake2-Red-Rock-Biologics
 
6. The vaccine is not immediately protective. Antibody production can take 4 to 6 weeks to max out and if your dog is bitten a week after the first dose he won't have many antibodies against the venom to protect him. Therefore it's a good idea to vaccinate at least a month before snakes get active or if they are active year round be careful until your pet's immune system has had an opportunity to produce sufficient antibodies. 
 
The take a way is that no vaccine is perfect and this one has its share of caveats. If used properly and boostered at the right intervals it can be a valuable tool. If your dog or cat is bitten try to ID the snake involved so the veterinarian will know what she is up against.
 
I'd encourage pet owners to take the aversion training class along with vaccination. Avoiding the actual encounter is by far the best way to deal with poisonous snakes. 



Good-dog-Miles-with-DrLarry About a year ago I went on a trip to Denver to visit the headquarters of a six hospital group of practices called Firehouse Animal Health Centers. We were introduced by the Purina Veterinary Diets sales team that has a long history of working with Firehouse. Firehouse was in the process of evaluating various Pet Health Insurance plans and trying to determine which one met their needs and which plan they felt they could recommend to their clients.

One unique feature of Pet Health Insurance is that the relationship is between the provider of insurance and the pet owner. Veterinarians may recommend a specific provider to their clients but the financial relationship is between the client and the insurer. That doesn't mean that vets don't hear about it if a client is not happy about the service provided by the insurer they recommended. If things go south they tend to hear about it. That's why forward thinking veterinary hospitals like to review things in detail before they put their reputation on the line.
 
I was immediately impressed by the leadership at Firehouse. They provide state of the art veterinary care to thousands of Denver area pet owners. They practice preventive medicine at its finest, offering a complete array of wellness programs. They also provide high level diagnostic medicine and surgery when needed.
I was also impressed with the level of communication they have with their clients. They make clients aware of all the services available and believe that an educated client is a good client. They make it a practice toFirehouse-Animal-Care-Centers educate their staff, too. In essence, they run a very tight ship and if you are lucky enough to live in Denver you would be well served to check them out.
 
Firehouse conducted an exhaustive review of all the insurance providers on the market. In fact, they hired two summer interns to do the research. I didn't know it at the time but they were well on their way to selecting PurinaCare as their product of choice when I made my visit. They wanted to see the face of PurinaCare and learn more about us from a real live person.
 
Who better to go than a fellow veterinarian?
 
Miles-the-dog We found out officially that they had selected us early this year. Since then, we've been putting together a plan to get the word out to their clients. This press release is the official announcement and there will be more coming from local media in the Denver area.
 
It's really nice to know that we came out on top in the eyes of such forward thinking practitioners. They have done their due diligence and now we have to live up to their recommendation. We are excited about that and look forward to serving many of the best Firehouse clients for years to come.